Insurance List8 min read

Insurance Companies That Cover Spravato: Complete List 2025

Which insurance companies cover Spravato? See our complete list of insurers and their typical coverage policies.

Next Step Psychiatry|Updated January 9, 2025

Insurance Companies That Cover Spravato Treatment

Good news: Most major insurance companies cover Spravato. Here's the comprehensive list from Next Step Psychiatry.

Major National Insurers

#### Blue Cross Blue Shield

  • Coverage: Yes (all state plans)
  • Prior auth: Required
  • Typical copay: $20-$75

#### Aetna

  • Coverage: Yes
  • Prior auth: Required
  • Typical copay: $25-$100

#### Cigna

  • Coverage: Yes
  • Prior auth: Required
  • Typical copay: $20-$80

#### UnitedHealthcare

  • Coverage: Yes
  • Prior auth: Required
  • Typical copay: $30-$100

#### Humana

  • Coverage: Yes
  • Prior auth: Required
  • Typical copay: $25-$75

#### Kaiser Permanente

  • Coverage: Yes (where available)
  • Prior auth: Required
  • Typical copay: $15-$50

Government Programs

#### Medicare Part D

  • Coverage: Yes
  • Prior auth: Required
  • Copay: Varies by plan

#### Medicaid

  • Coverage: Most states
  • Prior auth: Required
  • Copay: Usually $0-$3

#### Tricare

  • Coverage: Yes
  • Prior auth: Required
  • Copay: $0-$25

Regional Insurers

Most regional insurers also cover Spravato. We verify benefits for all plans at Next Step Psychiatry.

Plans That May NOT Cover

  • Some short-term health plans
  • Health sharing ministries
  • Certain small employer plans

Verify Your Coverage

Don't see your insurer? We can verify any plan. Contact us at (678) 437-1659 for free benefits verification.

Related Topics

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Ready to Explore Spravato Treatment?

If you're struggling with treatment-resistant depression, Spravato could be the breakthrough you've been waiting for. Contact Next Step Psychiatry in Atlanta for a consultation.