Financial Tips8 min read

How to Afford Spravato: 7 Strategies to Reduce Your Costs

Can't afford Spravato? Here are 7 proven strategies to make treatment affordable, from copay cards to payment plans.

Next Step Psychiatry|Updated February 4, 2025

7 Ways to Make Spravato Affordable

Don't let cost stop you from getting effective depression treatment. Here are proven strategies from Next Step Psychiatry.

Strategy 1: Use In-Network Providers

Choosing an in-network Spravato provider can reduce costs by 50% or more.

  • Lower copays
  • Lower coinsurance
  • Counts toward in-network deductible

Next Step Psychiatry is in-network with most major insurers.

Strategy 2: Enroll in Copay Assistance

The Spravato Savings Program reduces costs to as low as $10 per session.

  • Available to commercially insured patients
  • Up to $7,150 in annual savings
  • We enroll you automatically

Strategy 3: Time Your Treatment Strategically

Best times to start:

  • After meeting your annual deductible
  • Early in the plan year (maximize benefits)
  • During open enrollment (switch to better coverage)

Strategy 4: Appeal Insurance Denials

If coverage is denied, don't give up:

  • Request peer-to-peer review
  • Submit additional documentation
  • File formal appeal

Our team handles appeals with a 90%+ success rate.

Strategy 5: Explore Government Programs

Medicare: Covers Spravato under Part D Medicaid: Covers in most states Extra Help: Reduces Medicare costs State programs: Additional assistance available

Strategy 6: Use HSA/FSA Funds

Health Savings Accounts and Flexible Spending Accounts can pay for:

  • Copays
  • Deductibles
  • Coinsurance

This uses pre-tax dollars, saving you 20-30%.

Strategy 7: Ask About Payment Plans

At Next Step Psychiatry, we offer:

  • Monthly payment options
  • No-interest financing
  • Sliding scale for qualifying patients

Your Affordable Treatment Plan

We believe cost shouldn't prevent anyone from getting effective depression treatment. Contact us at (678) 437-1659 for a personalized affordability plan.

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Ready to Explore Spravato Treatment?

If you're struggling with treatment-resistant depression, Spravato could be the breakthrough you've been waiting for. Contact Next Step Psychiatry in Atlanta for a consultation.